BillFloat Expands SmartPay Lease-to-Own Program to Help Consumers Save Big on Smartphones, Accessories

billfloat-ftSOURCE BillFloat, Inc./PRNewswire/

Now Customers Can Buy up to $1,500 in Devices, Accessories or Airtime with 90 Days Same as Cash or 10 Easy Payments, Saving up to 20% off 2-Year Contracts

SAN FRANCISCO,– BillFloat, Inc., today launched a major expansion of its SmartPay mobile device financing program that gives consumers across the country an innovative and affordable new way to get the latest smartphone or tablet at up to one-third off the cost of devices on standard two-year contract terms.

The new SmartPay by BillFloat, a leading provider of innovative consumer credit solutions, now lets customers buy up to $1,500 in mobile devices—including multiple handsets and tablets of their choice—plus accessories and airtime with instant, lease-to-own financing. Now every SmartPay customer can take advantage of its affordable 90 days same as cash offer, or take up to 10 months to pay for their devices, with only the first month’s payment due up front and no processing fees or penalties for early payoff.

SmartPay’s real-time decisioning platform offers instant financing that makes it easy for customers to apply online at the store in just three minutes and walk out with the phone, tablet and accessories they need. With approval rates at over 70 percent, SmartPay is giving customers who have less-than-perfect credit access to the latest devices as a vital lifeline or to grow their small business. SmartPay customers can return or upgrade their devices at any time, with no further financial obligation.

“With SmartPay, now you can get the phone or tablet you want or need for personal or business use, plus you can upgrade at any time because you’re not locked-in to the two-year contract most carriers require,” said Ken Pedotto, SmartPay General Manager at BillFloat. “It’s an incredible deal for anyone, regardless of your credit situation.”

For mobile retailers, the expanded SmartPay program offers a streamlined application process and the ability to offer more devices, accessories and airtime to customers. With SmartPay, retailers can increase sales and grow their customer base, all while getting paid for their products up-front, so there’s zero risk and no long-term liability. The new dealer management site also lets retailers get started with SmartPay quickly, then add and manage stores, track SmartPay cash flow and view store performance all from a single portal.

SmartPay is already available through select RadioShack and Verizon Wireless retailers, and at independent T-Mobile, Boost Mobile, CSpire, MetroPCS and Virgin Mobile dealers across the country.

To find a SmartPay dealer now, or learn more about SmartPay and other BillFloat solutions, visit

About BillFloat, Inc.
BillFloat’s More-Time-To-Pay (MTP) platform ( connects lenders with retailers and service providers to provide instant financing solutions for consumers and small businesses. The MTP platform delivers these instant financing solutions online, in-store and via mobile. BillFloat, based in San Francisco, was founded in 2009 by a team of experienced financial services entrepreneurs with backing from leading venture capital firms.

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